Employee and Retiree Service Center → Retirees → Benefits for MCPS Retirees → Health Benefits → Medical Plans → Cigna 

The information on this web page is valid through December 31, 2024. For benefit details and changes effective January 1, 2025, please visit the Retiree Benefits Open Enrollment web page.

Cigna Medical Insurance

Plans offered

Cigna Open Access Plus (OAP)

This plan offers in- and out-of-network benefits and access to either local or national provider networks.

More information about this plan is in the—

• Retiree Benefit Summary (PDF), and
• Evidence of Coverage 

Cigna Open Access Plus In-Network (OAPIN)

Your primary care physician (PCP) will provide medical care and may refer you to a network specialist, as necessary. However, the plan is an open access plan, and referrals are not necessary to see an in-network specialist.

More information about this plan is in the—

• Retiree Benefit Summary (PDF), and
• Evidence of Coverage.

Cigna Advantage Indemnity/Medicare Supplemental Plan (fee-for-service plan)

MCPS offers this traditional fee-for-service indemnity plan option, administered by Cigna, for current plan participants and retirees who move out of the local service area. The plan has a Preferred Provider Option (PPO) feature that allows retirees to receive discounts when you seek care from a participating provider. The benefits are similar to those provided under the out-of-network feature of the Closed POS plan.

More information about this plan is available in the—

• Retiree Benefit Summary (PDF), 
• Evidence of Coverage (Indemnity), and
• Evidence of Coverage (Medicare Supplemental).

Contact Cigna

Cigna OAP and OAPIN Plans
Tel: 1-800-244-6224
Hours: 24/7, 365 days a year 

myCigna

• myCigna Registration Flyer

Claim Forms

• Cigna Claim Form (English)
• Cigna Claim Form (Spanish)

Provider Directory

• Cigna Provider Directory